Outerwear Less Blurry Than May Appear

Hmmm....I sort of want to apologize for the blur above, but I actually like the picture. Or maybe it's just that I love this coat so much that any picture it's in looks like a work of art. Seriously, I can defy winter all I want in skirts, yoga pants, a bikini, what have you and this calf-length coat's got me covered and looking formal, at least on the outside.
And here you can see part of me peaking out from it, along with my friend's periodic table in the background. I added the red and pink scarf for a bright pop of color on the increasingly grey days.
Is your outerwear more formal than what you normally wear underneath? Mine definitely is--I love surprising people by taking this off and revealing my Urban Outfitters French Toast tee.
Coat: Just Sweet
Scarf: Fair Trade shop
Elements: Earth/friend